Healthcare plans are consistently the top rated benefit among employees and job seekers, contributing up one third of the value of a job package.
Does your healthcare plan give your employees the sense of satisfaction and security they desire?
Promoting workplace health and safety improves productivity, employee satisfaction and reduces rates of illness, absenteeism, healthcare spending, and work related injuries.
Providing your employees with high quality efficient health care can reduce direct and indirect costs associated with illness or injuries and productivity loss.
Because we cover immediate family members, it can reduce the impact of family illnesses on workplace productivity as well.
Economic pressures coupled with volatile and ever rising healthcare costs and insurance premiums have led benefit managers to recommend shifting healthcare costs onto employees. Consumer Driven Health Plans, High Deductible Plans, increased co-pays and limited services have all been used to encourage the employees to reduce unnecessary medical care and be more selective about providers, services and networks.
Are employees really equipped to decide what medical care is necessary, which providers and hospitals provide high value care (quality vs cost)?
Do they know which doctors have the lowest complication rates which hospitals have the highest volume and best outcome for each procedure?
When a serious healthcare situation arises do they know what resources are available and how to interpret them?
Healthcare issues can be frightening and confusing making these important decisions even harder.